We decided to go with Baloise because got very positive feedback from our friends. There were positively surprised how well was processed their case. But, there is also negative moment - when we discussed with your manager a contract we were insured by ***. When we asked what we should do with *** - he sad nothing, just stop to pay them. We trust your manager and It was bad mistake. Now we have double insurance because we couldn't stop paying *** not inform them 2 months in advance.