Zinspilot is amazing and I would strongly recommend who is seeking for higher interests rate. In general, I know how it is difficult to open new bank account and manage it each by each, but those problems you cannot see here at Zinspilot. once you open the Zinspilot bank account, you do not need to consider all each bank account, it is available that you can select and manage all different bank and select different interests from many banks. this is itself innovation of the banking system in germany and I am highly recommend service. The response from Zinspilot is still pretty good. At the first stage of contacts and response were absolutely super satisfied because almost immediate feedback made, but now there are many new customers and little delays but still satisfied.